Renewing and Opting Into the Foreign Health Insurance Plan

Foreign Health Insurance Fall 2020: Notice of fee increase and policy enhancement. See announcement here.

The Internationalization Office is no longer accepting opt-outs or opt-ins to the Foreign Health Insurance for the Spring 2020 semester, as the deadline was Monday May 25, 2020 at 5pm NLDT. The next semester to opt out or into the Foreign Health Insurance will be Fall 2020.

Your health insurance will automatically be renewed for each semester you are a registered student.

This does not apply to dependents, post docs or visiting scholars/faculty. If you have dependents that require coverage,or you are a post doc or visiting scholar/faculty you will need to opt them/yourself in once every academic year (or every semester in some cases) and pay every semester.

You can opt-in yourself or your dependents to the Foreign Health Insurance Plan by emailing a completed Opt-In form to before May 25, 2020 5pm NL time. An opt in form is valid for one academic year (an academic year runs from September- August), unless you do not have a student number and are paying by cash or you indicate otherwise. If you do not have a student number, you must opt in every semester and pay every semester you require coverage. To make payment, visit the Internationalizatino Office and pay cash or with a cheque payable to Memorial University of Newfoundland. As it is not possible to make a cash payment for Spring 2020, email to discuss your options. 

The opt in form is also used if you need to reverse your opt out of the foreign health insurance. Some students may need to do this if they become ineligible for MCP or are not able to extend their MCP coverage. Students who had MCP and transfered to the student union health plan, will want to reverse this opt out and opt back into the foreign health insurance since the student union health plan will not cover them without a valid MCP. 


  • Dependents, Post Doctoral Fellows or Visiting Scholars/Faculty have the option of opting in to the Foreign Health Insurance plan from the IO, but it is not a requirement. Please note, this is not an option for Spring 2020 semester. To discuss other options for insurance, email 
  • For international post docs and visiting scholars, we have prepared this document which outlines your health insurance options.
  • Before you opt in, you should read through this website to understand the coverage you are purchasing. The Foreign Health Insurance costs $206.84 per semester (4 months).

If you have any questions about health insurance coverage, please do not hesitate to contact us.


Internationalization Office

230 Elizabeth Ave, St. John's, NL, CANADA, A1B 3X9

Postal Address: P.O. Box 4200, St. John's, NL, CANADA, A1C 5S7

Tel: (709) 864-8000