Health Insurance

Foreign Health Insurance Fall 2020: Notice of fee increase and policy enhancement. See announcement here or scroll down.

All registered international students are automatically enrolled in the Foreign Health Insurance plan. For information on coverage and making a claim, you can log into the insurance providers website using your policy ID. Your policy ID is emailed to your account the end of the first month of every semester by the insurance provider, Guard Me International. Full time international graduate students are also automatically enrolled in the Graduate Student Union (GSU) dental plan. For information on this, visit their website.

Automatic coverage does not apply to dependents of students, post docs or visiting scholars/faculty. For information on opting into the Foreign Health Insurance, click here .

You might be eligible for public health care offered through the Government of Newfoundland and Labrador called MCP or Medical Care Plan. For information on this visit this website.

You may also meet eligibility requirements to opt out of the Foreign Health Insurance and/or transfer into one of the student union plans. For information on this, click here.

It is important to understand your health insurance coverage and the health care system in Canada. That is why when you arrive to St. John's, you must check-in with the Internationalization Office to get information about your insurance and more. If you are attending the Grenfell Campus in Corner Brook, contact 

Foreign Health Insurance Fall 2020: Notice of fee increase and policy enhancement

The Internationalization Office is pleased to announce our continued relationship with Guard Me International Insurance as the provider of the mandatory foreign health insurance plan for international students at Memorial University for Fall 2020 onwards. Guard Me has been the provider of the foreign health insurance plan since 2003. Their innovative programs, such as mobileDOCTOR and Campus Ambassadors, and excellent service make them a leader in both the fields of international student health insurance and international education.

Beginning Fall 2020, students enrolled in the foreign health insurance plan will notice a fee increase, as well as changes to their policy. The cost for foreign health insurance for Fall 2020 has increased from $206.84 per semester to $261.59 per semester. This fee increase provides students enrolled in the plan with two new policy enhancements; (1) coverage up to $10,000 for medically necessary non-emergent treatment of a condition, and (2) medical expenses incurred as a result of actions while impaired. For students who have questions about these changes or other issues related to the administration of the foreign health insurance plan, please contact the Internationalization Office at In addition, the Internationalization Office will be hosting a Facebook Live session on Wednesday July 22 at 1:30pm NDT (Newfoundland Daylight Time) to answer your questions @InternationalizationOfficeMUN.


Internationalization Office

230 Elizabeth Ave, St. John's, NL, CANADA, A1B 3X9

Postal Address: P.O. Box 4200, St. John's, NL, CANADA, A1C 5S7

Tel: (709) 864-8000