Different insurance companies offer various coverage packages with different limits, or different options to receive care in different countries. Depending on your personal circumstances or travel plans, the options may or may not be of benefit to you. Factors to consider include, but are not limited too, the coverage, limitations, health versus travel or cancellation costs, and how to claim in the event of an emergency. This can be particularly important for travel to some countries. Many of our members purchase extra Health Insurance when traveling to countries with expensive health care costs such as the United States.  The following links contain information on SSQ’s Travel Health Insurance.

• SSQ is the provider of your travel health coverage
• AXA Assistance is our Emergency Medical provider. You must contact AXA for all health issues while traveling.
• Please read the SSQ Travel Brochure at SSQ Travel Health Insurance Brochure for a detailed description of coverage and AXA contact information.
• Make sure you check out the Pre-Existing Medical Limitation identified in both the Post-retirement Benefits Guide and the SSQ Travel Health Insurance Brochure
• The SSQ Travel Health Insurance Card is available at my.mun.ca/retiree/HR Employee Forms/SSQ Travel Health Card. You must login to my.mun.ca to access the card.
• Memorial University Human Resources provides the following links for additional information on SSQ Travel Health Insurance
• Q & A Retiree Travel Pre-Existing Limitations- July 1, 2014
• MEMO – Retiree Travel – Pre-Existing Limitations - July 1, 2014
• SSQ Frequently Asked Questions - Feburary 2019
• SSQ Contact List for Travel Health Plan
• Amendment to Pre-Existing clause (Warfarin and Coumadin) - effective April 1, 2013
• Coverage for Travelling Employees and Retirees
• Important information for retirees and dependent children travelling out of province
• Extension of Travel Health Insurance Beyond 180 days
• In addition please check out the articles from Your Voice by Glen Roberts, Manager of Benefits, Pensions and Compensation, Human Resources at Know Your Benefits
• Note that Travel insurance is now mandatory for travel to Cuba

Newfoundland MCP strongly recommends that additional travel/health insurance be purchased from a private insurer before you leave the province for any period of time - even if for only one day. For detailes please check out Out of Province Coverage on the Newfoundland Governments Health and Community Services web site.

2021-06-07