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Health Insurance

All registered international students are automatically enrolled in the Foreign Health Insurance plan. For information on this plan and what it covers, click here. Full time international graduate students are also automatically enrolled in the Graduate Student Union (GSU) dental plan. For information on this, visit their website.

Automatic coverage does not apply to students on a work term, dependents of students, post docs or some visiting researchers. For information on opting into the Foreign Health Insurance, click here. 

You might be eligible for public health care offered through the Government of Newfoundland and Labrador called MCP or Medical Care Plan. For information on this, click here. 

You may also meet eligibility requirements to opt out of the Foreign Health Insurance and/or transfer into one of the student union plans. For information on this, click here.

It is important to understand your health insurance coverage and the health care system in Canada. That is why when you arrive to St. John's, you must visit the ISA Office for information about your insurance. If you are attending the Grenfell Campus in Corner Brook you must meet with Shanda Williams in Student Affairs.

Many of your questions can be answered by browsing this website:

  • For information on understanding your health insurance options as a student at Memorial, click here for a chart outlining your options.
  • For frequently asked questions about your health insurance, click here.