Finances

Funding your learning abroad experience can be challenging. Here, we have compiled some scholarships that are available and a variety of budgeting resources to support your journey and give you some realistic perspectives on what it might cost to engage in a learning abroad experience. 

Scholarships

Through Memorial University, the following scholarship lists may be relevant to you:

  1. Scholarships for students going on exchange
  2. Scholarships for students going to Harlow Campus
  3. The Killam Fellowship (study abroad in the United States)
  4. General scholarships for current students at Memorial
  5. Fellowships available through the School of Graduate Studies (SGS)

From time to time, institutions, partners, and external agencies advertise scholarship opportunities through the Internationalization Office. These are listed below. Please see the relevant information in "guidelines" for more information about deadlines and eligibility criteria. 

OPPORTUNITYHOW TO APPLY AND DEADLINES
Commonwealth Scholarship Plan - IndiaGuidelines 
Canada-China Scholars - Exchange ProgramGuidelines
Commonwealth Scholarship Plan - New ZealandGuidelines
Foreign Government Awards - KoreaGuidelines
Foreign Government Awards - MexicoGuidelines
Organization of American States (OAS) Academic Scholarships ProgramGuidelines
Organization of American States (OAS) - Professional Development Scholarships ProgramGuidelines
Canada-Brazil Awards: Joint Research ProjectsGuidelines
IYIP Programs (MI, ACIC)Guidelines
UNESCO FellowshipsGuidelines
Bayer CropScience Scholarship for Future Leaders in AgricultureGuidelines 
Conocophillips Canada CentennialGuidelines
Fessenden-Trott ScholarshipGuidelines
Frank Knox Memorial Fellowship at Harvard UniversityGuidelines
Horatio Alger Canada Scholarship ProgramGuidelines
L'Oréal Canada For Women in ScienceGuidelines
Mattinson Scholarship Program for Students with DisabilitiesGuidelines
Multiple Sclerosis Society of Canada Scholarship ProgramsGuidelines
Nexen Oil Sands ScholarshipGuidelines
Queen Elizabeth II Silver Jubilee Endowment Fund for Study in a Second Official Language AwardGuidelines
TD Scholarships for Community LeadershipGuidelines
The C.D. Howe Scholarship Endowment Fund National Engineering ScholarshipGuidelines
Canada Graduate Scholarships - Master's ProgramGuidelines
Youth Education Program - International Business ScholarshipsGuidelines 
SSHRC Scholarships and Post-Doctoral FellowshipsGuidelines
L'ORÉAL UK AND IRELAND FELLOWSHIPSGuidelines 

Budgeting

In general, the cost of learning abroad will usually be more than a semester at Memorial University. However, it might not be as much as you think. Here is an example:

ITEMCOST (EST.)NOTES / HINTS
Tuition$1332Tuition is paid to Memorial (CAN tuition)
Fees$360Ancillary Fees are paid to Memorial
Fees$200Some schools have minimal additional fees
Health Insurance$250Additional International Health Insurance may be required if not sufficiently covered
Flight$1500-$2500Depending on Location
Accommodations$600 - $900 / month
Food$500 / month
Transportation$100 - $200 / month
Living Expenses$300 - $600 / month
TOTAL (HIGH)$13442Depending on location and activities, adding additional health insurance, flight @ $2500
TOTAL (LOW)$9392A budget estimate, no additional health required, closer location ($1500 flight), participation in less costly activities. 

These budget items are estimates and are very much within your ability to control. Within reason, you can elect for more budget-friendly accommodations, follow google flights for discount flight fares, choose public transit over taxi to facilitate more involvement in activities (or travel) during your exchange. 

To put this in perspective, a typical semester for a Canadian student living on campus will cost about $7000 (excluding flight).

In preparation of a more comprehensive, personalized budget, you may wish to consider these additional items:

  • Travel visa/study permit fees
  • Temporary accommodation upon arrival (if long-term accommodation is not available immediately)
  • Clothing and personal items
  • Internet and phone service
  • Unforeseen expenses (medical care, emergencies, legal or diplomatic costs, lost items etc.)

Sample Living Expenses 

The following tables should give you an estimate of the cost of living associated with a variety of places around the globe. It is not exhaustive, but should serve as a sampling of the variety of living expenses. 

Monthly ExpensesStudent living on-campus
Accomodation¥5,900 - ¥20,000
Utilities (gas, electricity, internet)¥5,000 - ¥8,000
Study expenses¥8,000
Food¥30,000
Sundry¥10,700 - ¥16,200
Shopping¥5,000 - ¥11,000
Cultural/entertainment¥10,000 - ¥17,800
Miscellaneous¥5,000
Total¥79,600 - ¥116,000
Semester Expenses
Textbooks¥7,000
Total¥7,000
Monthly ExpensesStudent living on-campus
Accomodation€200 - €600
Utilities (gas, electricity, internet)€50 - €100
Laundry (Washer and dryer use)€10 - €20
Groceries€250 - €400
Dining out€100 - €200
Mobile Phone€2 - €30
Shopping€50 - €200
Weekend Activities€50 - €150
Total€712 - €1700
Semester Expenses
Miscellaneous€50
Insurances (Mandatory)€120 - €350
Enrolment fees€184 - €610
Transportation€100 - €275
Total€454 - €1285
Monthly ExpensesStudent living on-campus
Accomodation3570SEK
Utilities (gas, electricity, internet)0SEK (included)
Laundry (Washer and dryer use)0SEK (included)
Groceries2000SEK
Dining out550SEK
Mobile Phone50SEK - 150SEK
Weekend Activities500SEK - 1000SEK
Shopping700SEK - 1400 SEK
Total7370SEK - 8670SEK
Semester Expenses
Textbooks300SEK - 900SEK
Health Insurance (Mandatory)300SEK
Transportation560SEK
Furnishing (linen, cookware, etc.)200SEK - 500SEK
Total1360SEK -2260SEK
Monthly ExpensesStudent living on-campus
Accomodation£370 - £757
Laundry (Washer and dryer use)£40
Food£180
Mobile Phone£60
Transportation£80
Miscellaneous£80
Total£810 - £1197
Semester Expenses
Textbooks£320 to £740
Weekend Activities£500
Total£820 - £1240
Monthly ExpensesStudent living on-campus
AccomodationAUD360 - AUD1120
Utilities (gas, electricity, internet)AUD140 - AUD560
FoodAUD320 - AUD1120
Mobile PhoneAUD80 - AUD220
TransportationAUD60 - AUD220
ActivitiesAUD320 - AUD600
TotalAUD1280 - AUD3840
Semester Expenses
TextbooksAUD100 - AUD400
Health Insurance (Mandatory)AUD350
Furnishing (linen, cookware, etc.)AUD50 - AUD250
TotalAUD500 - AUD1000
Monthly ExpensesStudent living off-campus
AccomodationR$650 - R$1000
Utilities (gas, electricity, internet)R$150 - R$300
Laundry (Washer and dryer use)R$150 - R$250
GroceriesR$500 - R$900
Dining outR$300 - R$500
Mobile PhoneR$40 - R$100
Weekend ActivitiesR$150 - R$400
ShoppingR$50 - R$200
TotalR$1990 - R$3650
Semester Expenses
TextbooksR$40 - R$70
TransportationR$200 - R$300
Furnishing (linen, cookware, etc.)R$100 - R$200
TotalR$340 - R$570
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Contact

Internationalization Office

230 Elizabeth Ave, St. John's, NL, CANADA, A1B 3X9

Postal Address: P.O. Box 4200, St. John's, NL, CANADA, A1C 5S7

Tel: (709) 864-8000