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Saving 101: Student Aid

Canada & Newfoundland Students Loans Programs

Applications for student aid can now be made through the Internet. To apply, log on at:
Student Aid

Acquiring a post-secondary education can be a costly venture. Residents of Newfounaland & Labrador enrolled in post secondary education may be eligible to receive some financial assistance from government sponsored student loans. Government sponsored refers to the fact that both levels of government will pay the interest on student loans while a student is engaged in full-time studies.

Interest Relief

What is Interest Relief? While you are on Interest Relief, the Government of Canada pays the interest on your loan. Interest Relief is normally approved for six-month periods up to a maximun of 30 months throughout the lifetime of the loan.

If you are having trouble repaying your loan the Interest Relief Plan may help you. The Government of Canada may pay the interest on your loan.

Discuss your situation with the lending institution that issued your loan. Your lender may agree to revise the repayment terms.

Where Can I Apply? Application forms are available from the lender holding your student loans.
Find out more about Interest Relief

Go straight to the Interest Relief Brochure (more detailed information)

Newfoundland Student Loan Remission Program

Provincial & Territorial Student Assistance Offices

* The province of Quebec, the Northwest Territories and Nunavut operate their own student assistance plans. If you are a resident of Quebec, the Northwest Territories or Nunavit, you should contact their offices for further information.


Service de l'accueil et des renseignements
Aide financiere aux etudes
Ministere de l'Education
1035, rue De La Chevrotiere
Quebec (Guebec) G1R 5A5
(418) 646-5245 (a l'exterieur du Quebec)
Pour le service telephonique interactif:

(514) 646-4505 (Quebec)
(514) 864-4505 (Montreal)
1-888-345-4505 (Ailleurs au Quebec)

Northwest Territories

Student Financial Assistance
Department of Education, Culture and Employment
P.O. Box 1320
Yellowknife, N.W.T.
X1A 2L9

(403) 873-7190

(403) 873-0336


Nunavut Department of Education

This brochure can be obtained in alternative formats through InfoTouch. Call 1-800-788-8282 on Touch-Tone phone or through teletypewriter (TTY). Requested documents are automatically produced in the format selected and mailed directly to the caller.

Student Financial Services Division (SFSD)

Telephone: (709) 729-5849 or
IVR 1-888-657-0800 (toll free) and (709) 729-4244 (local)
Fax: (709) 729-2298
Office Location: Coughlan College
Memorial University
St. John's Campus
Business Hours: Monday - Friday 9:00 AM to 4:30 PM (4:00 PM during the Summer)
Mailing Address: Student Financial Services Division
Department of Education
P.O. Box. 8700 St. John's, NL, A1B 4J6

National Student Loans Service Centre (NSLSC) - Public

Telephone: 1-888-815-4514 or outside North America 800-2-225-2507
Fax: 1-866-656-5639
Mailing Address: P.O. Box 4030
Mississauga, ON, L5A 4M4

National Student Loans Service Centre (NSLSC) - Private

Telephone: 1-866-587-7452 or outside North America 416-503-6671 (collect)
Fax: 1-866-587-7453
Mailing Address: P.O. Box 779, Station U
Toronto, ON, M8Z 5P9