Living within your means
Spending too much is a relative problem. Two people could each spend $30,000 (including taxes) per year yet be in drastically different financial circumstances. How? Suppose that one of them earns $40,000 annually, and the other makes just $25,000. The $40,000 income earner saves $10,000 each year. The $25,000 earner, who spends more than he or she earned during the year, accumulates $5,000 of new debt (or spends that amount from prior savings). Spend within your means.
As you overspend, not only do you accumulate more debt - you
become spoiled by a certain lifestyle that you really can't
afford. You get used to spending that extra money.
What you spend your money on is sometimes a matter of habit rather than what you really want or value. For example, some people shop at whatever store is closest because they know where the store is and never bother to look elsewhere.
Eliminating fat doesn't necessarily mean cutting back on your purchases. Buying in bulk is a good example. Some stores specialize in selling larger packages or quantities of a product at a lower price because they save money on packaging and handling. You save money by buying in bulk. A local example is Costco. If you do not have a membership there, maybe someone you know does and will purchase items for you.
here to see just how much
you can trim.