Cost of living

St. John’s, Newfoundland offers graduate students a high quality of life due to some of the lowest cost of living rates among all capital cities in Canada.

A single full-time Canadian or Permanent Resident master’s student can expect to pay $13,820.09 a year for university fees, books, accommodations, meals.

A single full-time international master’s student can expect to pay $14,480.19 a year.

The estimates below are provided to give you a sense of how much it may cost to study and live at Memorial.

All figures are approximate. The exact figures can vary significantly depending on your lifestyle and needs (e.g., cooking at home versus eating out, taking public transportation or walking versus owning a car, sharing a house with roommates versus living alone in an apartment), and you may need less than the figures below if you live economically.

Due to relocation costs, your first few semesters as a graduate student may be more expensive than normal.

For graduate diploma and PhD students, simply replace graduate tuition with the appropriate per-semester program fee based on your immigration status multiplied by 3 (3 semesters in an academic year)

Estimated Cost of Living for Single Full-time Master’s Student (Canadian; Plan A; in Canadian $)

Item	Cost/Year
Graduate tuition	2,199
Student union/federation fees	75.96
Recreation fee	154.50
Dental insurance	196.68
Health insurance	553.95
Books and stationary supplies	400
Accommodations	4,800
Meals	2,800
Personal needs (clothes, transportation, entertainment, telephone, laundry)	2,640
Total	13,820.09

Estimated Cost of Living for Single Full-time Master’s Student (International; Plan A; in Canadian $)

Item	Cost/Year
Graduate tuition	2,859
Student union/federation fees	75.96
Recreation fee	154.50
Dental insurance	196.68
Health insurance	553.95*
Books and stationary supplies	400
Accommodations	4,800
Meals	2,800
Personal needs (clothes, transportation, entertainment, telephone, laundry)	2,640
Total	14,480.19

*For full-time graduate students with MCP and eligible to opt out of international health insurance. For all other students, please consult the International Student Advising Office website.

Estimated Cost of Living for Master’s Student with Spouse and One Child (Canadian; Plan A; in Canadian $)

Item	Cost/Year
Graduate tuition	2,199
Student union/federation fees	75.96
Recreation fee	154.50
Dental insurance	490.51
Health insurance	1,073.85
Books and stationary supplies	400
Accommodations	7,200
Meals	4,500
Personal needs (clothes, transportation, entertainment, telephone, laundry)	5,460
Total	21,553.82

Estimated Cost of Living for Master’s Student with Spouse and One Child (International; Plan A; in Canadian $)

Item	Cost/Year
Graduate tuition	2,859
Student union fees	75.96
Recreation fee	154.50
Dental insurance	490.51
Health insurance	1,073.85*
Books and stationary supplies	400
Accommodations	7,200
Meals	4,500
Personal needs (clothes, transportation, entertainment, telephone, laundry)	5,460
Total	22,213.92

*For full-time graduate students with MCP and eligible to opt out of international health insurance. For all other students, please consult the International Student Advising Office website.

Important Note: The information provided on this website is subject to change. The University Calendar is the final authority on university regulations.